Have you ever stopped to consider whether your current plans for the future truly protect the people you love most? Planning ahead is one of the most powerful ways families in Indiana can provide stability and reassurance for one another. While it may be easy…
Financial Wellness and Legal Planning in the New Year As the new year begins have you thought about whether your legal planning supports your financial wellness goals? The start of a new year often brings renewed focus on finances budgeting…
Each year retirees and individuals receiving benefits watch closely for updates to the Cost of Living Adjustment. For Indiana families this adjustment can play an important role in monthly budgeting and long term planning. Even modest increases may help offset rising expenses related to housing utilities health care and daily…
How can you stay connected with a loved one who lives in a care facility when regular in-person visits are not always possible? Many families in Indiana experience the challenges of long-distance caregiving. It can be difficult when an aging…
What steps can families take now to avoid rushed decisions when an unexpected health or life event affects a loved one? Many Indiana families only begin planning once a crisis has already occurred. A sudden medical emergency or rapid change…
There are many of us who have seen friends and loved ones die slowly and dehumanizingly as a result of Alzheimer’s disease. In the final stages of this and other dementia diseases, there comes a time when your loved one…
Special needs trusts and ABLE accounts both allow people with disabilities to save money while protecting their eligibility for public benefits. Each has its merits, and it’s possible to maintain both account types. Special needs trust (SNT) There are various…
It’s unpleasant to think that a traumatic event or a chronic illness might incapacitate you. People are unfortunately affected by this every day. With this knowledge, many people like to prepare in advance for the kind of treatment they want…
As banking and bill-paying become more challenging as one ages, incapacitation by accident or sudden disease can occur to anyone at any age, creating the same difficulties. Incapacity is not just about mental cognition, accident, or illness. You may have…
Throughout the world, there are constant reports of bad news increasing our stress. Injuries and illnesses can also cause stress and chronic pain can be especially stressful. So finding ways to release and cope with pain and stress help people…