As the new year begins have you thought about whether your legal planning supports your financial wellness goals? The start of a new year often brings renewed focus on finances budgeting and long term goals. For many Indiana families financial wellness means more than managing expenses or saving…
Each year retirees and individuals receiving benefits watch closely for updates to the Cost of Living Adjustment. For Indiana families this adjustment can play an important role in monthly budgeting and long term planning. Even modest increases may help offset rising expenses related to housing utilities health care and daily…
Before seeking medical care, imagine if you were ill and had to decide if you could afford it. Unfortunately, for many Americans, seeking medical care hinges on affordability rather than medical necessity. About half of US adults have gone without or delayed…
There are many of us who have seen friends and loved ones die slowly and dehumanizingly as a result of Alzheimer’s disease. In the final stages of this and other dementia diseases, there comes a time when your loved one…
Families and individuals with low incomes can get health insurance through Medicaid. However, because of the steep costs associated with long-term care, Medicaid planning is a growing trend for individuals with higher net worth as an alternative to spending down…
Senior consumerism is evolving into a market centered on wellness and solutions at an affordable price. Improving and maintaining greater physical and mental health lifestyles through proactive and preventative measures is increasing. For seniors to thrive and flourish in retirement,…
In addition to self-monitoring medical devices, telehealth, and smart homes, the internet of things and technological advancements enable many older Americans to stay in their homes longer and live more safely. Elder law and at-home medical technology uses can intersect…
Guardians or conservators usually take care of adults with developmental disabilities who are incapable of making important decisions or caring for themselves. Establishing a legal guardian is the job of the court, which appoints a person (guardian) to make personal…
A number of tax provisions have been incorporated into the Inflation Reduction Act (IRA) which went into effect in August 2022, along with the SECURE 2.0 Act which went into effect in December 2022. Lower-income household tax code changes will…
There are astronomical costs associated with nursing home care if you become seriously ill or injured. You might also know that Medicare would cover only a minimal amount of those costs. Private insurance doesn’t seem like a good bet if…
