Financial Considerations as You Age
It is true that you spend the first half of your life trying to get something and the second half of your life trying to keep it. If you are a senior, or very nearly there, it is time to…
Tips For Living Your Best Life as You Age
To age well, you must use sound financial judgment as well as make healthy choices for your body and mind. The goal is to remain as healthy as you can for as long as you can and have a healthy…
Overcoming the Challenges of Placing Your Parent in Long Term Care
Long term care (LTC) is comprised of a variety of services that meet medical and non-medical requirements for people who cannot care for themselves for long periods of time. It is a highly individualized care system which can be formally…
Update Your Estate Plan to Reflect Your Wishes
Early Made Plans Mark and Doris wanted to divide their property equally between their three children. The house should go to their daughter, Mary, who loved it, and the rest of their estate should be apportioned equally between their sons…
Memory Care for Alzheimer’s Patients
Alzheimer’s is a chronic neurodegenerative disease typically with a long pre-clinical phase which gradually worsens. Initial symptoms are often mistaken for normal aging and include problems with language, mood swings, disorientation, loss of motivation, poor self-care and behavioral issues. There…
An Overview of Social Security
The Social Security Administration was founded in 1935 after the Great Depression to ensure that American citizens would have a reliable stream of income when they retire through no effort of their own. Social Security is a pay-as-you-go program, which…
Understanding Long-Term Care Insurance
Long-term care insurance is very beneficial for the elderly or disabled person who will need services or support to meet their personal care or health needs. However, it is important to understand long-term care insurance before the time comes when…
Why You Should Seek Counsel Before Selling the Family Home
Actions Without Guidance After Maria’s husband died, Maria’s daughter, Debbie, persuaded her to sell the family home and move into Debbie’s mother-in-law cottage. That way they could stay close, and Maria could invest the money from the sale in a nest egg…
What Are Your Options if Your Trusted Doctor Leaves Your Health Insurance Network?
Going to the doctor is more than just casual small talk with a stranger. Often, you must explain your ailment quickly and succinctly, trust that your doctor has your best interests at heart and will keep your confidentiality; and make…
Seniors Heading Back to Work
Many of the 50-year-old and older workers are raising children and helping aging parents, and it is putting a strain on budgets. There are over 3 million seniors or near-seniors looking for full-time employment and millions more looking for part-time…